Who Are Life Care Planners?

Highly qualified rehabilitation professionals who specialize in evaluating long-term functional disabilities and projecting lifetime care requirements.

Life Care Planners are qualified healthcare and rehabilitation professionals — including physicians (MD/DO), registered nurses (RN), and rehabilitation consultants — certified to evaluate catastrophic injuries and formulate long-term medical care plans used in personal injury litigation and insurance settlements.

Life care planners are highly qualified rehabilitation professionals, educators, and consultants who specialize in evaluating long-term functional disabilities and projecting lifetime care requirements. They represent a diverse array of licensed disciplines, including physicians (frequently physiatrists), registered nurses, occupational therapists, physical therapists, and vocational rehabilitation specialists who have completed postgraduate training and certified examinations in life care planning.

This multidisciplinary background is a core strength of the field, enabling planners to evaluate patient needs from multiple perspectives — ranging from clinical rehabilitation and physical therapy to home accessibility and vocational modifications.

Credentials and Certifications

Regardless of their primary clinical background, qualified planners typically complete specialized training programs and obtain recognized credentials to validate their expertise. These credentials include:

  • CLCP® (Certified Life Care Planner) — credentialed by the International Commission on Health Care Certification (ICHCC)
  • CNLCP (Certified Nurse Life Care Planner) — credentialed by the American Association of Nurse Life Care Planners (AANLCP) or the Executive Board of Nurse Life Care Planners (EBNLCP)
  • MSCC™ (Medicare Set-Aside Certified Consultant) — also credentialed by the ICHCC

These certifications ensure that the planner adheres to a standardized methodology, a defined scope of practice, and a strict code of ethics.

Disciplines Represented

  • Physicians (MD/DO) — particularly physiatrists, neurologists, and pain management specialists
  • Registered Nurses (RN) — with backgrounds in rehabilitation and case management
  • Occupational Therapists (OT) — specializing in functional assessments and adaptive equipment
  • Physical Therapists (PT) — focused on mobility, therapy requirements, and equipment needs
  • Vocational Rehabilitation Specialists — evaluating work capacity and earning loss

The Role of Objectivity

In both clinical and legal contexts, the primary value of a life care planner lies in their role as an objective, independent analyst. They must adhere to rigorous professional standards of practice, ensuring that every projected future care item is transparently justified by objective clinical documentation rather than the commercial or legal interests of any single stakeholder.

By maintaining this high standard of professional autonomy and methodological consistency, life care planners provide a crucial, unbiased service that supports clearer communication, continuity of care, and objective planning for patients and their families.

Find a Life Care Planner Near You

Browse our directory of qualified Life Care Planners by state.

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